Process Affirm transactions on WooCommerce

Overview

When a customer completes a checkout with Affirm as the payment method, Affirm authorizes a charge for the amount of the order. The charge enters a pending state on the customer's Affirm account. Authorized charges expire if you do not capture them before the capture deadline, which is a period specified in your partnership agreement with Affirm. If you did not define your authorization timing requirements because of inventory, pre-orders, or shipping time in your onboarding form, please contact your Client Success Manager.

After Affirm authorizes a charge, you can perform the following actions on it in WooCommerce:

Capture
Void
Refund
Partial Refund

You can perform all these actions in the WooCommerce admin page.

Capture

Capturing a charge does the following:

Charges the authorized amount to the customer's Affirm account.
Begins the customer's billing cycle.
Triggers the transfer process of funds from Affirm to the merchant.

Merchants typically capture a charge after fulfilling the order. We recommend auto-capturing if you usually fulfill orders within 5 business days so that the customer receives their purchase before their first bill.

You can configure WooCommerce to auto-capture orders by setting Transaction Mode to Authorize and Capture.

Void

If you haven not yet captured a charge, you can cancel its authorization by voiding it. Voiding a charge is irreversible and Affirm is unable to reinstate those funds.

Refund

If you have already captured a charge, you can reverse it and refund the amount to the customer's Affirm account. You can only process a refund within 120 days of capturing the charge. Refunding a charge is irreversible.

Partial refund

If you have already captured a charge, you can reverse part of the charge and refund the specified amount to the customer's Affirm account. You can only process a partial refund within 120 days of capturing the charge. Partially refunding a charge is irreversible.

Click here for more information about refunds in WooCommerce.