Apple Pay

How Affirm on Apple Pay Works

*Amounts owed to Affirm, including transaction costs and refunds, may be subtracted from any payouts. Refer to your Merchant Agreement for more information.

Introduction

Affirm on Apple Pay brings together the convenience of Apple’s trusted checkout process with the flexibility of Affirm's payment solutions. Eligible US shoppers can enjoy the seamless experience of Apple Pay while also benefiting from the ability to split their eligible purchases into manageable payments over time with Affirm¹. This powerful combination offers a customer-centric approach to payments that can help boost customer satisfaction and encourage repeat business by providing a smooth, adaptable way to shop and pay.

¹Affirm on Apple Pay is only available online and in-app, on an iPhone or iPad. Software requirements apply and may not be available in all markets. May not be available for all types of purchases, such as subscriptions and recurring transactions and is subject to an eligibility check.

🚧

Apple Pay Availability

Affirm on Apple Pay is only available for use at checkout online and in apps - not when shopping in stores. Additionally, it’s only available on iPhone and iPad and requires end users to update their Apple devices to iOS 18 or iPadOS 18.

Affirm’s availability on Apple Pay allows merchants to seamlessly offer Affirm’s flexible payments at checkout without the requirement of being integrated with Affirm. Simply enable Apple Pay as a payment method at your online or in-app checkout, and you're all set to offer Affirm to your customers.

Si vous n'offrez pas Apple Pay actuellement sur votre site et que vous souhaitez l'activer, veuillez consulter la page Développeur Apple Pay ou contacter votre fournisseur de plateforme de paiement ou de commerce électronique pour obtenir des conseils.

For more information on integrating with Affirm, please visit Affirm’s Business page.

Transaction & Settlement Reporting

Si vous êtes déjà un commerçant Affirm et que vous avez des questions sur les modifications apportées aux rapports de règlement, veuillez visiter notre page Business Resource Hub | Settlements mise à jour.

Guides marketing

Si vous avez des questions sur la manière de commercialiser Affirm sur Apple Pay, ou si vous souhaitez consulter les directives marketing d'Affirm, veuillez visiter la page Business d'Affirm.

FAQ

• What is Affirm on Apple Pay and how does it work for merchants?
  • If you have Apple Pay enabled on your site, Affirm will be an available payment method within the checkout flow for US merchants.
  • Note: Affirm on Apple Pay is only available for use at checkout online and in apps - not when shopping in stores. Additionally, it’s only available on iPhone and iPad and requires end users to update their Apple devices to iOS 18 or iPadOS 18.
• How does the Affirm on Apple Pay integration work behind the scenes?
  • Transactions through Apple Pay will leverage Affirm’s card products. If an eligible user with an Affirm Card goes through the Affirm flow in Apple Pay, the user will transact with their Affirm Card, issued by Evolve Bank and Trust, Member FDIC. If the eligible user does not have an Affirm Card, Apple Pay transactions will use Affirm’s virtual card product. The merchant will process the card as they would any other Apple Pay transaction.
• Do I need to do any work to enable Affirm on Apple Pay?
  • If you have Apple Pay enabled on your website or app, there is no technical lift required to enable Affirm on Apple Pay. If you do not have Apple Pay integrated, please consult the Apple Pay Developer page or contact your payment or e-commerce platform providers for guidance.
  • Note: Affirm on Apple Pay is only available for use at checkout online and in apps - not when shopping in stores. Additionally, it’s only available on iPhone and iPad and requires end users to update their Apple devices to iOS 18 or iPadOS 18.
• Is my upfunnel messaging going to change?
  • We’ll continue to optimize upfunnel messaging to maximize user engagement, comprehension, and conversion. If you have questions about specific upfunnel messaging, please reach out to your CSM/TAM.
• Comment dois-je informer les clients qu'Affirm est également disponible dans Apple Pay?
  • Use the marketing templates provided in the Merchant Marketing Toolkit to engage users with relevant messaging. The toolkit includes email banners, social tiles and supporting copy, display banners, a landing page, and information on how to use our merchandising widget.
• Do I need to do any work to update logos at checkout to remain compliant?
  • No work required on your end!
• Where can I read more about the settlement report changes?
  • Please see our updated Business Resource Hub | Settlements page to find the following:
    • Overview of the new report fields.
    • Instructions de réconciliation.
    • Updated sample settlement report available for download.
• I don’t offer Apple Pay now - what steps can I take?
  • Si vous n'offrez pas Apple Pay actuellement sur votre site et que vous souhaitez l'activer, veuillez consulter la page Développeur Apple Pay ou contacter votre fournisseur de plateforme de paiement ou de commerce électronique pour obtenir des conseils.

Divulgation

Affirm is modernizing consumer credit and changing the way people shop. We enable customers to buy what they want today and pay over time—boosting conversion, revenue, and customer loyalty.

The Affirm Card™ is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by Cross River Bank, Member FDIC.

Affirm sur Apple Pay est uniquement disponible en ligne et dans l'application, sur un iPhone ou un iPad. Les exigences logicielles s’appliquent et peuvent ne pas être disponibles sur tous les marchés. Peut ne pas être disponible pour tous les types d'achats, tels que les abonnements et les transactions récurrentes, et est soumis à une vérification d'éligibilité.

©️ Affirm, Inc. – 650 California St, 12th Floor, San Francisco, CA 94108, United States