Affirm checkout overview

Review the steps in the Affirm checkout flow.

Overview

Affirm's basic checkout flow begins when the customer selects Affirm at checkout.

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This graphic highlights the key points of the Affirm checkout flow.


1. Customer initiates checkout

1/. Customer selects Affirm at checkout on the merchant site.
2/. Their redirected to an Affirm modal or pop-up.
3/. Enters their phone number to receive a text with a pin to create or sign in to their account.

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Checkout initiation


2. Account creation and PII

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PII collected by Affirm

  • First and last name
  • Phone number
  • Email address
  • Last 4 digits of SSN
  • Date of birth

1/. Customer enters the following PII to create their account:

  • First and last name
  • Phone number
  • Email address

2/. Enters the the following to check their eligibility for an Affirm loan:

  • Last 4 digits of SSN
  • Date of birth

3/. Receives confirmation screen.

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Account creation and eligibility


3. Customer receives their loan terms

1/. Customer receives their loan terms and picks a payment plan.
2/. Confirms payment plan.
3/. Completes their purchase.

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Loan terms and approval


4. Affirm and order confirmation

1/. Customer receives a confirmation of their Affirm purchase.
2/. Receives an order confirmation screen for the order.

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Affirm payment and order confirmed


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