Charges can move through a series of states from capturing a transaction to refunding it. Here’s an overview of the different possible charge states for an order. Some e-commerce platforms or order management systems may not support all charge actions so be sure to check their documentation.
Charges can go through the following states:
What Affirm does
The charge is authorized. By default, the authorization expires after 30 days.
The charge is voided, or the authorization has expired. No further actions can be taken on this charge.
Messages the customer that charge has been voided
The charge is captured, and the merchant will receive their funds. The user will begin payments 30 days after the capture.
The charge has been partially refunded and there is still a positive balance on the loan.
The charge has fully refunded and there is a zero balance on the loan.
A dispute has been opened and is active.
A dispute has been resolved in the customer's favor and the charge has been refunded.
Updated about 2 years ago