Managing Cards

Overview

We understand that handling and managing credit cards can become complex and unique depending on your business flows. To ease your processes, we've created tools to access the card payment network rails to trigger actions on virtual cards.

Technically speaking, a virtual card acts the same as any regular payment card when processed via your payment gateway. The merchant of record is responsible for ensuring all charges are applied on the cards.

You can take these actions on virtual cards:

• Cancel a Card: Cancels the Affirm loan and refunds the customer, if applicable. This action is particularly useful if you have frequent price changes or order failure.
• Read Card Details: Retrieves card details on the server-side, ensuring PCI compliance and secure communications between your customer and your server.
• Finalize a Card: Releases any refunds, partial refunds, or uncaptured funds on the card to the customer. This action is only leveraged when no further captures will take place.

Recommended Topics

• Cancel a Card
• Read Card Details
• Finalize a Card
• About Affirm Virtual Card (VCN)