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Affirm Merchant Help

Link a Bank Account

Affirm sometimes requires additional information to consider a loan application. An active checking account helps us verify the customer's identity and ability to repay the requested loan.

If a customer can’t provide a checking account when prompted, Affirm won’t be able to approve the application.

The steps are:

  1. Enter customer information consistent with when initially creating the account

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  1. Enter a PIN

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  1. Select their bank provider

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  1. Enter their banking credentials

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  1. Select loan terms

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  1. Enable autopay (optional)

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  1. Check that you've read the terms and click CONFIRM LOAN

After linking their bank account and confirming their loan, the customer returns to the merchant's site, where they see a confirmation number that verifies their transaction. The customer also receives an email and SMS confirmation from Affirm.


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