Affirm sometimes requires additional information to consider a credit application. An active checking account helps us to verify the customer's identity and ability to repay the requested loan.
If Affirms prompt a customer for this information but they are unable to provide it, Affirm is unable to approve the credit application.
Step 1: Input information
To avoid difficulty checking out, the customer must input consistent information that belongs to the same customer.
Step 2: Input PIN
Affirm texts a PIN to the mobile phone number that the customer provided.
Step 3: Choose bank provider
Step 4: Use bank-login credential to verify checking account
Step 5: Choose terms
Step 6: Enable autopay (optional)
A customer may enable autopay as soon as they choose their terms.
Step 7: Rerouting to merchant
The customer is redirected to the merchant's site, where they see a confirmation number that verifies their transaction. The customer concurrently receives an email confirmation and SMS text message from Affirm.