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Merchant Help


Affirm Merchant Help

4. In-store Sales Scripts

Merchant sales teams may reference these scripts to describe Affirm to customers and answer common questions. It may be useful for sales reps to bookmark this site or print this guide.

Pitching Affirm 

  1. We’ve partnered with Affirm to offer qualified applicants a one-time use virtual card allowing you to pay for purchases in low monthly payments. 
  2. Using Affirm you can pay for your purchase in easy, fixed monthly payments (with standard terms of 3, 6, or 12 months) with rates ranging from 10–30% APR (0% APR is offered at select merchants). For purchases under $50, Affirm only offers a 1-month deferred payment at 0% APR.
  3. Affirm’s online sign-up process is very simple, your information is secure, and there is no hard credit inquiry. 
  4. If you’d like to pay with Affirm, please follow the provided link to fill out your information on your smartphone. 
  5. Once you provide your information, you’ll get an real-time credit decision from Affirm and, if approved, you will receive a one-time use virtual card that you can use at checkout.
  6. More information can be obtained at